Your financial
GPS
Vantage turns your income, expenses, and debts into a clear financial plan. See how much money you’ll have years from now, find the best way to pay off debt, and see how today’s decisions will affect your financial future.
Chat to discover insights and run scenarios
Your real cashflow, planned in advance
Track where your money goes and see what’s coming up
The perfect debt payoff plan, based on your real cashflow
Use rules to keep your forecast updated automatically
Securely connect your accounts, to keep your numbers up to date
Pricing
Start with a 1 week free trial on either plan.
1 week free trial
Monthly
$17.99/ month
Free for 1 week, then $17.99 a month.
- See how much money you’ll have in the future
- Connect your bank accounts to stay up to date
- Find the fastest way to pay off your debt
- See when you’ll be debt-free
- See how your choices could change your financial future
- Track your spending and create budgets automatically
1 week free trialSave 54%
Yearly
$99.99/ year
Free for 1 week, then $99.99 a year. Just $8.33 a month.
- See how much money you’ll have in the future
- Connect your bank accounts to stay up to date
- Find the fastest way to pay off your debt
- See when you’ll be debt-free
- See how your choices could change your financial future
- Track your spending and create budgets automatically
Frequently Asked Questions
How does Vantage Money connect to my bank?
Vantage Money securely connects to thousands of financial institutions through Plaid, a trusted financial technology provider. When you connect an account, you authenticate through Plaid’s secure connection process. Vantage can then access supported account information, including balances, transactions and debt information to help build and maintain your financial forecast. Vantage never sees or stores your bank login credentials.
How is my financial forecast calculated?
Vantage Money builds a personalized financial forecast using your current cash balances, income, recurring expenses, and debts.
Its forecasting engine projects your finances day by day, calculating how your cash balances, savings, and outstanding debts may change over time. It also accounts for debt repayment strategies, interest charges, and available cash that could be applied toward paying down debt.
As your financial information changes, Vantage can update your projections to help you stay on track and see where you’re headed.
Does my forecast update automatically?
Yes. Vantage Money is designed to keep your forecast aligned with your actual financial activity.
When you connect your bank accounts in onboarding, Vantage will analyze your transactions, identify spending patterns, and create transaction rules to reconcile eligible transactions against your scheduled finances. This helps account for money you’ve already spent or earned, so your forecast stays up to date.
You can also update your income, expenses, debts, or other financial details whenever your circumstances change.
What are scenarios?
Scenarios let you explore how different financial decisions could affect your future before you make them.
Simply ask a question in everyday language, like “What if I get a 20% raise?”, “What happens if I pay an extra $300 toward my credit cards?” or “What if I buy a $30,000 car?”
Vantage uses your existing financial forecast to model the potential impact on your cash balances, debt payoff timeline, and interest costs. You can save scenarios and compare them side by side to see which decisions best support your goals.
Can Vantage Money help me pay off debt faster?
Yes. Vantage Money helps you understand how different debt repayment strategies could affect your payoff timeline and total interest costs.
You can explore strategies like the debt avalanche, which prioritizes higher-interest debts, or the debt snowball, which prioritizes smaller balances.
Vantage can also project how additional payments from available cash may accelerate debt repayment while accounting for your minimum cash balance.
Is Vantage Money financial advice?
No. Vantage Money is a financial planning and forecasting tool, not a financial advisor.
Its projections are estimates based on the information available and assumptions about future financial activity. Actual results may differ due to changes in income, spending, interest rates, or other circumstances.
AI-generated responses may contain errors and should not be considered personalized financial, investment, tax, or legal advice.